Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), Registered Financial Planner (RFP) and Certified Retirement Consultant (CRC). He has also served as a registered Arbitrator with the Financial Industry Regulatory Authority (FINRA), serving on panels to assist investors and firms alike in deciding complex securities industry disputes. He is a graduate of the University of Delaware with a degree in Accounting with Minors in Business and Philosophy. Mr. Sidell is also a graduate of the American College in Bryn Mawr, Pennsylvania, and began his MBA-Finance at Virginia Commonwealth University in Richmond, Virginia. He has also served as a Registered Financial and Operations Principal, Supervisory Principal, and Bond and Options Principal for several Broker/Dealers over his many years in the industry. PERMANENT WEALTH MANAGEMENT: "Permanent Wealth Management was founded in order to implement a very straight-forward investment notion, that is, that it's possible to construct a portfolio that can provide equity-like returns with very low volatility utilizing a balanced, long-only, absolute return strategy." At Permanent Wealth Management Mr. Sidell focuses on the following principles: 1. Don't Lose Money 2. Operate at the highest level of integrity and ethical practice 3. Understand our Investors’ investment goals and demonstrate clearly how we intend to help them achieve these goals 4. “WE EAT OUR OWN COOKING” At PWM we develop a truly balanced and diversified portfolio that protects the money you need to live on for the rest of your life. Our Permanent-PLUS Portfolio is designed to assure that your wealth will survive market events; including an event that would be devastating to any individual element within the portfolio. In other words, our Permanent-PLUS Portfolio is built to protect you and your money. As a fee only Financial Advisor, Permanent Wealth Management is committed to providing the comprehensive investment management services required to develop and implement a successful financial plan with the proper asset allocation to achieve your personal investment goals. Permanent Wealth Management 21279 Falls Ridge Way Boca Raton, Florida 33428 (561) 445-5995 PWM’s Permanent-PLUS Portfolio: Our portfolios are constructed using the principals of the Permanent Portfolio Asset Allocation Strategy (created by Harry Browne) which is based on economic cycle analysis. The Permanent Portfolio separates these economic cycles into four basic categories. At any one time, the economy will be in one of the four economic cycles. The secret of the strategy is that it does not attempt to predict when these cycles will begin or guess how long they may last. Instead, it holds specifically chosen asset classes that respond well to these cycles no matter when they happen or for how long. These four asset classes are the only ones you need to own in order to prosper in all types of markets. No matter what economic cycle the markets are experiencing, one or more of our asset classes will be rising to provide a positive return for the year. In 2008, while the stock market lost 38%, our US Treasury component gained 34% and our gold allocation gained 5% so the overall portfolio gained 6%. A 6% gain in the worst year since the great depression!!! In 2009 the stock portion gained 27% and the gold portion gained 24% which offset the 21% loss in US Treasuries for a total return in 2009 of 8%. Another key ingredient in the success of this portfolio is the rebalancing. By strictly adhering to set allocation percentages, we are always selling high and buying low. At the end of 2008 we sold US Treasuries at the high and bought stocks at the low. In 2009, we sold stocks at the high and bought US Treasuries at the low. Importantly, our rebalancing is based upon relative valuations rather than some unpredictable and unreliable timing strategy based upon someone’s “best guess”. This allocation provides growth and income while controlling volatility. You will not be subjected to the wild crazy swings in the stock market that cause people to lose their life savings. These assets are designed to offset each other so that a majority of the assets in the portfolio are always rising no matter which economic cycle the economy is experiencing. In fact, over the 4-decade history of this portfolio strategy it has averaged annual growth of 9-10% and made money in 2008! This portfolio has made and protected money through bear and bull markets alike. Permanent Wealth Management (PWM) is an Investment Advisory firm. We do not render or offer personalized investment advice or financial planning advice through this medium. This medium is limited to providing you with general information on our services and provides a way for you to contact us. The information in this web site is based on data gathered from which we believe are reliable sources. It is not guaranteed as to accuracy, does not purport to be complete and is not the primary basis for investment decisions. It should not be construed as advice of any kind or meeting the particular investment needs of any investor. When you access links from this web site you may leave this web site. We do not endorse the content, products or services on these web sites. Permanent Wealth Management 21279 Falls Ridge Way Boca Raton, Florida 33428 (561) 445-5995 ________________________________________ ©2012 Permanent Wealth Management All rights reserved.